As a Realtor, I realize  buying a home is more than just picking out the right property. There are many steps in that journey. Especially when it comes to the mortgage process. Missing out on a home you have chosen because something goes sideways due to lending issues that arise is a gut wrenching experience. We look to avoid this by working with our clients at the outset, not when a deal could be impacted. This saves time, money and heartache.

In addition to offering our concierge guidance through the underwriting process, we keep in mind that buying a home is the first step toward building real wealth. As the largest, single investment you are likely to ever make, isn't it important to do what you can get the best return on your money?  From monitoring and repairing your FICO credit score, to stabilizing your debt to income ratio, all the way to saving for a down payment, the process can be overwhelming. Together with my team of fully licensed and trained Financial Professionals we will walk side by side with you. Many people are overspending unnecessarily.  Some are hopelessly in debt and saving for a down payment seems difficult at best. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure the your credit report contains correct information so you’ll have the highest score possible.

We take a proprietary, holistic approach by incorporating all areas of your financial life and making them work in synergy toward one goal. Our service includes your private assessment, monitoring and protecting your credit, contacting creditors on your behalf, sending documentation back and forth, and more. We know what lenders are looking for in their underwriting requirements. As a bonus, we work with you after the purchase to give strategies. save you years of payments and thousands in interest. How's that for service? 

Simply put, in the world of preparing yourself for the lending world, we are a ONE STOP SHOP. Look, we realize that all of the information a person needs, to do what we do, is already out there. The constraints on time and lack of financial education prevent most people from taking action. We also know that Credit Repair Services, Debt Couselors and Financial Advisers  already exist. Unfortunately, many in these industries have operated with questionable ethics. We believe in engaging only in Win-Win situations. As a realtor, my  job is complete when you are Lender-Ready, period. It is in our interest to get you in your best financial shape possible. Call us today and let our experience save you time, money, and frustration.